/* Personal Loan Application Styles */
.loan-application-container {
    max-width: 800px;
    margin: 0 auto;
    padding: 2rem;
    background: #fff;
    border-radius: 12px;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.1);
}

.header {
    text-align: center;
    margin-bottom: 2rem;
    padding-bottom: 1rem;
    border-bottom: 2px solid #f0f0f0;
}

.header h1 {
    color: #2c3e50;
    font-size: 2.5rem;
    margin-bottom: 0.5rem;
}

.subtitle {
    color: #7f8c8d;
    font-size: 1.1rem;
    font-weight: 400;
}

/* Progress Indicator */
.progress-indicator {
    display: flex;
    justify-content: space-between;
    margin-bottom: 3rem;
    position: relative;
}

.progress-indicator::before {
    content: '';
    position: absolute;
    top: 20px;
    left: 0;
    right: 0;
    height: 2px;
    background: #e0e0e0;
    z-index: 1;
}

.step {
    display: flex;
    flex-direction: column;
    align-items: center;
    position: relative;
    z-index: 2;
    background: #fff;
    padding: 0 1rem;
}

.step-number {
    width: 40px;
    height: 40px;
    border-radius: 50%;
    background: #e0e0e0;
    color: #999;
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 600;
    margin-bottom: 0.5rem;
    transition: all 0.3s ease;
}

.step.active .step-number {
    background: var(--default);
    color: white;
}

.step.completed .step-number {
    background: #27ae60;
    color: white;
}

.step-label {
    font-size: 0.9rem;
    color: #666;
    text-align: center;
    font-weight: 500;
}

.step.active .step-label {
    color: var(--default);
    font-weight: 600;
}

/* Form Steps */
.form-step {
    display: none;
    animation: fadeIn 0.3s ease-in-out;
}

.form-step.active {
    display: block;
}

@keyframes fadeIn {
    from { opacity: 0; transform: translateY(20px); }
    to { opacity: 1; transform: translateY(0); }
}

.form-step h2 {
    color: #2c3e50;
    font-size: 1.8rem;
    margin-bottom: 1.5rem;
    padding-bottom: 0.5rem;
    border-bottom: 1px solid #e0e0e0;
}

/* Form Grid */
.form-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 1.5rem;
    margin-bottom: 2rem;
}

.form-group {
    display: flex;
    flex-direction: column;
}

.form-group.full-width {
    grid-column: 1 / -1;
}

.form-group label {
    font-weight: 600;
    color: #2c3e50;
    margin-bottom: 0.5rem;
    font-size: 0.95rem;
}

.form-group input,
.form-group select,
.form-group textarea {
    padding: 0.75rem;
    border: 2px solid #e0e0e0;
    border-radius: 8px;
    font-size: 1rem;
    transition: all 0.3s ease;
    background: #fff;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    outline: none;
    border-color: var(--default);
    box-shadow: 0 0 0 3px rgba(244, 51, 61, 0.1);
}

.form-group input:invalid {
    border-color: #e74c3c;
}

.form-group input:valid {
    border-color: #27ae60;
}

/* Review Section */
.review-section {
    margin-bottom: 2rem;
}

.review-item {
    background: #f8f9fa;
    padding: 1.5rem;
    border-radius: 8px;
    margin-bottom: 1rem;
    border-left: 4px solid var(--default);
}

.review-item h3 {
    color: #2c3e50;
    margin-bottom: 1rem;
    font-size: 1.2rem;
}

.review-item p {
    margin: 0.5rem 0;
    color: #555;
}

.review-item strong {
    color: #2c3e50;
    font-weight: 600;
}

/* Terms Section */
.terms-section {
    margin: 2rem 0;
    padding: 1.5rem;
    background: #f8f9fa;
    border-radius: 8px;
    border: 1px solid #e0e0e0;
}

.checkbox-label {
    display: flex;
    align-items: flex-start;
    cursor: pointer;
    font-size: 0.95rem;
    line-height: 1.5;
}

.checkbox-label input[type="checkbox"] {
    display: none;
}

.checkmark {
    width: 20px;
    height: 20px;
    border: 2px solid #ddd;
    border-radius: 4px;
    margin-right: 0.75rem;
    margin-top: 2px;
    position: relative;
    transition: all 0.3s ease;
    flex-shrink: 0;
}

.checkbox-label input[type="checkbox"]:checked + .checkmark {
    background: var(--default);
    border-color: var(--default);
}

.checkbox-label input[type="checkbox"]:checked + .checkmark::after {
    content: '✓';
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    color: white;
    font-weight: bold;
    font-size: 12px;
}

.checkbox-label a {
    color: var(--default);
    text-decoration: none;
}

.checkbox-label a:hover {
    text-decoration: underline;
}

/* Form Navigation */
.form-navigation {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-top: 2rem;
    padding-top: 2rem;
    border-top: 1px solid #e0e0e0;
}

.btn-secondary {
    background: #6c757d;
    color: white;
}

.btn-secondary:hover {
    background: #5a6268;
}

/* Success Message */
.success-message {
    text-align: center;
    padding: 3rem;
    background: #d4edda;
    border: 1px solid #c3e6cb;
    border-radius: 8px;
    color: #155724;
}

.success-message h2 {
    color: #155724;
    margin-bottom: 1rem;
}

.success-message p {
    margin: 1rem 0;
    font-size: 1.1rem;
}

#applicationRef {
    font-weight: bold;
    color: var(--default);
    font-family: monospace;
    background: #fff;
    padding: 0.25rem 0.5rem;
    border-radius: 4px;
    display: inline-block;
    margin-left: 0.5rem;
}

/* Responsive Design */
@media (max-width: 768px) {
    .loan-application-container {
        margin: 1rem;
        padding: 1.5rem;
    }
    
    .header h1 {
        font-size: 2rem;
    }
    
    .form-grid {
        grid-template-columns: 1fr;
        gap: 1rem;
    }
    
    .progress-indicator {
        flex-direction: column;
        gap: 1rem;
    }
    
    .progress-indicator::before {
        display: none;
    }
    
    .step {
        flex-direction: row;
        text-align: left;
    }
    
    .step-number {
        margin-right: 1rem;
        margin-bottom: 0;
    }
    
    .form-navigation {
        flex-direction: column;
        gap: 1rem;
    }
    
    .form-navigation button {
        width: 100%;
    }
}

/* Loading States */
.loading {
    opacity: 0.6;
    pointer-events: none;
}

.loading::after {
    content: '';
    position: absolute;
    top: 50%;
    left: 50%;
    width: 20px;
    height: 20px;
    margin: -10px 0 0 -10px;
    border: 2px solid #f3f3f3;
    border-top: 2px solid var(--default);
    border-radius: 50%;
    animation: spin 1s linear infinite;
}

@keyframes spin {
    0% { transform: rotate(0deg); }
    100% { transform: rotate(360deg); }
}

/* Error States */
.error-message {
    color: #e74c3c;
    font-size: 0.9rem;
    margin-top: 0.5rem;
    display: none;
}

.form-group.error input,
.form-group.error select,
.form-group.error textarea {
    border-color: #e74c3c;
}

.form-group.error .error-message {
    display: block;
}

/* Success States */
.form-group.success input,
.form-group.success select,
.form-group.success textarea {
    border-color: #27ae60;
}